Prop firms · FTMO reference guide 2026
FTMO in 2026: the rules, the costs, the payouts.
FTMO's evaluation offers access to accounts up to $400,000, with 2.3 million traders using its infrastructure and profit splits of up to 90%. This page summarises the published rules and pricing - FTMO is a third-party firm, and this is a factual reference, not an endorsement or affiliation.
What FTMO gives its traders.
FTMO publishes a set of platform tools alongside the evaluation itself.
A web application to monitor your trading objectives and detailed statistics in real time - so you always know exactly where you stand against each loss limit.
An automated discipline tool that helps prevent over-trading and keeps you sticking to your own rules - the failure mode that ends most evaluations.
Runs probabilities on your trading strategy so you can estimate your maximum expected drawdown before you risk a rule breach in a live attempt.
FTMO's "Supreme" status unlocks instant 90% splits and zero commissions on institutional-grade feeds for its top traders.
The evaluation process (2026).
Transparent rules, with on-demand payouts every 14 days once funded. The point of the loss limits is breach-awareness: they end an attempt regardless of profit, so your plan has to respect them first.
| Trading objectives | FTMO Challenge | Verification | FTMO Trader |
|---|---|---|---|
| Profit target | 10% | 5% | - |
| Max daily loss | 5% | 5% | 5% |
| Max overall loss | 10% | 10% | 10% |
| Profit split | - | - | 80% - 90% |
| Refundable fee | Pay fee | - | 100% refunded |
Figures as published by FTMO - always confirm the live objectives on FTMO's own site before you buy, as firms update terms.
Commonly asked questions.
What is the FTMO Challenge price?
Pricing starts at €89.00 for the $10,000 account and scales up to €1,080 for the $200,000 account. The fee is 100% refundable - it is returned with your first profit split once you become an FTMO Trader.
What are the official FTMO rules?
The core rules centre on risk management: a 5% maximum daily loss and a 10% maximum overall loss. There are no time limits, so you can take as long as you need. Leverage is up to 1:100, and news trading is permitted on Swing account types. Trading inside those two loss limits - staying breach-aware every single day - is the real test.
Is FTMO legitimate in 2026?
FTMO has been an industry leader since 2015, has paid out over $450 million to traders globally, and is widely reviewed on Trustpilot.
How do the payouts work?
Once you reach the FTMO Trader stage, you can request a payout on demand after 14 days. Funds are usually processed within 8 hours via Crypto, Skrill, or Bank Wire.
Ready to take the next step?
Before you pay for an evaluation, run the numbers. Our free calculator turns FTMO's published loss limits into a per-trade risk plan, and Nebula compiles rule-aware risk caps directly into any EA you deploy. No software or method can guarantee a pass - what you can control is trading inside the rules, and that part can be planned in advance.
Trading carries a high level of risk and can result in the loss of your capital. Past performance is not indicative of future results. FTMO is an independent third-party company; Orion RFX summarises its published terms for reference only and makes no promise about the outcome of any evaluation.
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